```python
import json

# Read the JSON content of the downloaded IBM Watson file
fileName = "Credit-Card-dialog.json"
file = open(fileName)
fileJSON = json.load(file)

# Initialize the list of intents that will be uploaded to Cognigy.AI
intents = []

# Loop through all existing IBM Watson intents
for intent in fileJSON["intents"]:

# Transform the current intent into the Cognigy.AI format
    intents.append({
        "name": intent["intent"],
        "exampleSentences": [example["text"] for example in intent["examples"]],
        "rules": [],
        "tags": [],
        "confirmationSentences": [],
        "condition": "",
        "disambiguationSentence": "",
        "childFeatures": False,
        "parent": "",
        "defaultReply": None
    })

with open("cognigy-intents-{}.format(fileName)", "w", encoding="utf-8") as outputFile:
    json.dump(intents, outputFile, ensure_ascii=False)
```